I had to rant in a couple of comments because I drives me crazy when people defend leeching.
On a more constructive note: Housing cooperatives. I think they should be more widespread. Some people come together to build a house and then live in it for the cost it takes to actually support it. No crazy big apartments with a reasonable amount of people (roughly one bedroom per person), shared luxury such as gardens, in house shops, hell even a pool if you want. There is no leeching, just collective ownership.
Housing cooperatives (wiki) are quite great. Where I’m from they are rather common, but unfortunately the ‘buy in’ costs have increased a ton in the last couple decades. Even then, paying e.g. a third of what a comparable owner apartment costs, still makes it a lot more affordable for many people.
I had to rant in a couple of comments because I drives me crazy when people defend leeching.
On a more constructive note: Housing cooperatives. I think they should be more widespread. Some people come together to build a house and then live in it for the cost it takes to actually support it. No crazy big apartments with a reasonable amount of people (roughly one bedroom per person), shared luxury such as gardens, in house shops, hell even a pool if you want. There is no leeching, just collective ownership.
Housing cooperatives (wiki) are quite great. Where I’m from they are rather common, but unfortunately the ‘buy in’ costs have increased a ton in the last couple decades. Even then, paying e.g. a third of what a comparable owner apartment costs, still makes it a lot more affordable for many people.
Wait, do I understand correctly that in your place, the buy-in costs are roughly a third of the value (insured value or similar) of the appartment?