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Joined 13 days ago
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Cake day: March 18th, 2025

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  • If you don’t need a credit card, don’t get one.

    If you have one, cancel it and use a bank card. If you can’t do that, pay off your debts then do that.

    A lot of people suck with money because the idea of going into debt, taking loans, and paying interest is normal and sometimes good to them but really It’s weird and should be avoided for the sake of harmony.