For many, this month is when gift-giving season officially begins in the United States (and several other places, I presume) thanks to Black Friday, which is quickly consuming most of November in many cases. As a result, even though online shopping is something most of us engage in year-round, now it’s particularly important to discuss how to safely shop online. Below is my now-annual updated online shopping tips, reflecting techniques and strategies I’ve picked up in the last year.

  • Blxter@lemmy.zip
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    2 months ago

    I’m by no means a privacy expert by I don’t see much upside to using the “privacy.com” referral thing referenced.

    • Lemongrab@lemmy.one
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      2 months ago

      Privacy.com allows you to create virtual cards, allowing you to set up rules for how money can be used through them. It also masks the receipt details that your bank would normal get access to so they can’t sell that data about what you purchased.

      • Blxter@lemmy.zip
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        2 months ago

        I didn’t know credit card/banks sell your info… That sounds absurd

        Edit:

        How does Privacy make money? Privacy, like other card companies, collects transaction fees called interchange from merchants. We don’t, and will never, sell our customers’ data.

        So there is no downside or cost to a customer using it there no subscription to use it that’s what I thought it was.

  • GolfNovemberUniform@lemmy.ml
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    2 months ago
    if action = "Online shopping"
    
    then if paymentMethod = "crypto"
    
        then result = "Safe"
    
        else result = "Unsafe"
    
      • GolfNovemberUniform@lemmy.ml
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        2 months ago

        Well there’s more to it. For example, you can’t create an account with your real name on the shopping website and then pay with Monero. You need good opsec. Though 99.9% of online shopping providers don’t accept crypto in the first place.

          • EngineerGaming@feddit.nl
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            2 months ago

            Yes, but even things like Bitcoin or Litecoin are much easier to use privately than bank cards. You can swap from Monero to them if Monero is not accepted, for example. You can buy them without KYC if you know where to look. With a bank card or something like Paypal, you’d need to use a “drop” (a random person to KYC your accounts) if you want anonymity, which is illegal so a normal person wouldn’t risk it.

            That said, while I use crypto for digital purchases like domains, I would rather use cash for physical ones. Or gift cards if available (where I am, they’re almost-nonexistent and the only ones I’ve seen can only be bought with another bank card).

    • EngineerGaming@feddit.nl
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      2 months ago

      While I do use crypto for digital purchases, for physical ones I would much rather pay cash. I either shop in-person or order delivery to the online store’s physical office where cash can be paid, which is usually the only delivery method without extra cost anyway. Our big Amazon-like marketplaces only accept prepayment, but pretty much all others with a physical office accept payment on delivery.