☆ Yσɠƚԋσʂ ☆@lemmygrad.ml to news@hexbear.netEnglish · 7 days agoU.S. Banks are now sitting on $413 billion in unrealized losses as of Q1 2025www.fdic.govexternal-linkmessage-square25linkfedilinkarrow-up188arrow-down11file-textcross-posted to: usa@midwest.socialus_news@lemmygrad.mlusa@lemmy.ml
arrow-up187arrow-down1external-linkU.S. Banks are now sitting on $413 billion in unrealized losses as of Q1 2025www.fdic.gov☆ Yσɠƚԋσʂ ☆@lemmygrad.ml to news@hexbear.netEnglish · 7 days agomessage-square25linkfedilinkfile-textcross-posted to: usa@midwest.socialus_news@lemmygrad.mlusa@lemmy.ml
minus-squareD61 [any]@hexbear.netlinkfedilinkEnglisharrow-up32·7 days agoYeah, so long as nobody sells those assets the loss is “unrealized”. Like… Your neighbor buys their house for 200,000. They watch the housing market in the are and keep track of the estimated sale price for their house. If this year, their house could potentially sell for 250,000 but they don’t sell. You could think of it as an unrealized “gain”. If next year, their house could potentially sell for 190,000 but they don’t sell. You could think of it as an unrealized “loss”.
minus-squaremendiCAN [none/use name]@hexbear.netlinkfedilinkEnglisharrow-up14·7 days agoalright, thank you for the explanation :D
Yeah, so long as nobody sells those assets the loss is “unrealized”.
Like… Your neighbor buys their house for 200,000. They watch the housing market in the are and keep track of the estimated sale price for their house.
If this year, their house could potentially sell for 250,000 but they don’t sell. You could think of it as an unrealized “gain”.
If next year, their house could potentially sell for 190,000 but they don’t sell. You could think of it as an unrealized “loss”.
alright, thank you for the explanation :D