UK Banks: HSBC, Lloyds, Starling, Monzo, etc.
Are you asking whether you should use grapheneos, your fitbit or a second phone for banking?
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For NFC payment
A bank card is far more practical than a second phone. Even if Google Pay did work on GrapheneOS, I would not use it. It looks like a privacy nightmare.
True, there really is no reason to configure a second phone just to use NFC payments when you can just carry a much smaller card…
But then I can use it for any broken bank apps too.
Don’t need them. Halifax has online banking in a browser. When they merged with Lloyd’s, they moved systems so I’m assuming it’s the same for Lloyd’s.
Far too slow moving money between accounts while standing at checkout with a queue of people waiting behind you.
You go shopping without money in your account?
Not uncommon to have multiple cards.
No, but to have food shopping budget split amonsts them is illogical.
No one said that.
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If you want a device to do NFC payments you’ll need to look somewhere other than GrapheneOS. (Believe me, I’ve tried everything)
If you must, the least invasive of the wearables that don’t suck is Garmin. Get a Garmin watch that supports it.
Paying with NFC does lower the risk of getting a card cloned. The payment generates a unique code that’s worth only what you paid.
Garmin pay, assuming you bank supports it
Use a card. NFC is not a necessity.
